CEBU, Philippines -----Yesterday's mediation hearing turned-out fruitful. With the power play tactics used by my opponents, I surmised it might be wise to capitalize my charm
in a male-dominated courtroom. Mimicking Shamcey's "tsunami walk" (Ms. Universe 2011 3rd runner-up) and Meryl Streep's wardrobe in her movie "The Devil Wears Prada" put everyone's attention spell-bound.
My real property struggle is complicated. In a nutshell, the bank's major mistake is unquantifiable negligence for: (1) accepting real property titles as collateral from the developers without CI protocols, (2) trusting on the new and clean titles without archiving the mother titles, (3) believing on the developers' declaration that domiciled houses are rented, (4) and for not requiring an HLURB Mortgage Clearance.
With a carefully select dress sprayed lavishly with par fum named LUST by "Sex in the City" to blend perfectly with a loud hot pink bag, I accessorized myself with big South Sea pearls albeit bought cheap from my travels to Palawan. Who can tell that I'm in cliffhanger edge to depression? No one!
To test the bank's confidence, I offered to pay the balance in spot cash provided that: (1) the bank acknowledges past payments made to developers beginning 2000 and (2) the bank shoulders all transfer taxes and fees. I gave a stern condition that payment will be exchanged only if the title is in my name (subject to verification). I got all terms on my favor. Alleluia! We agreed to meet again for another hearing, December 09, to exhaust due process.
In retrospect, I am David fighting against Goliaths on case I filed: "Annulment of the Mortgage Contract", entered into by and between the bank and the developers. I thank everyone for sending me text messages of moral support, Bible verses, prayers and bear hugs. My struggles are big but I have a bigger God!
My real property struggle is complicated. In a nutshell, the bank's major mistake is unquantifiable negligence for: (1) accepting real property titles as collateral from the developers without CI protocols, (2) trusting on the new and clean titles without archiving the mother titles, (3) believing on the developers' declaration that domiciled houses are rented, (4) and for not requiring an HLURB Mortgage Clearance.
With a carefully select dress sprayed lavishly with par fum named LUST by "Sex in the City" to blend perfectly with a loud hot pink bag, I accessorized myself with big South Sea pearls albeit bought cheap from my travels to Palawan. Who can tell that I'm in cliffhanger edge to depression? No one!
To test the bank's confidence, I offered to pay the balance in spot cash provided that: (1) the bank acknowledges past payments made to developers beginning 2000 and (2) the bank shoulders all transfer taxes and fees. I gave a stern condition that payment will be exchanged only if the title is in my name (subject to verification). I got all terms on my favor. Alleluia! We agreed to meet again for another hearing, December 09, to exhaust due process.
In retrospect, I am David fighting against Goliaths on case I filed: "Annulment of the Mortgage Contract", entered into by and between the bank and the developers. I thank everyone for sending me text messages of moral support, Bible verses, prayers and bear hugs. My struggles are big but I have a bigger God!
After two (2) no-shows last year, the court ordered a mandatory hearing which took effect January 19, 2012. The bank updated that their request for consolidation has been disapproved by the Bureau of Land. Inwardly, I was grinning ear-to-ear. God, you are the best!
ReplyDelete